Terms & Conditions

1. Use of Website

You may use this website for personal, non-commercial purposes only. You agree not to:

• Copy, distribute, or exploit any content without our permission.
• Use this site for unlawful, fraudulent, or harmful activities.
• Attempt to disrupt or interfere with the site’s functionality.

2. Intellectual Property Rights

All content on this site, including books, articles, blog posts, graphics, logos, and digital products, are the property of Thrive Tactics and protected by copyright laws. Unauthorized reproduction, distribution, or modification is strictly prohibited.

3. Purchases & Payments

If you purchase books, digital products, or services through our website:

• You agree to provide accurate billing information.
• Payments are processed securely via third-party providers (e.g., Stripe, PayPal).
• All sales of digital products are considered final unless otherwise stated in our Refund Policy.

4. Refund Policy

Refunds, if applicable, are governed by our Refund & Return Policy. Please review it before making a purchase.

5. Disclaimers

All information on this website is provided for educational and motivational purposes only. We make no guarantees of specific results. Your use of any advice, strategies, or products is at your own risk. See our full Disclaimer.

6. Limitation of Liability

Thrive Tactics shall not be held liable for any damages, losses, or claims arising from the use of this site, its content, or products, to the fullest extent permitted by law.

7. External Links

We may include links to third-party websites. We are not responsible for the content, accuracy, or practices of external sites. Visiting such sites is at your own risk.

8. Termination of Access

We reserve the right to suspend or terminate access to our site or services at our sole discretion, without prior notice, if we believe you have violated these terms.

9. Governing Law

These Terms & Conditions are governed by the laws of Malaysia (or your local jurisdiction, if different), without regard to conflict of law principles.

10. Changes to Terms

We may update these Terms & Conditions from time to time. The revised version will be posted on this page with a new Effective Date. Continued use of the site constitutes acceptance of the updated terms.